NBFCs, microfinance institutions and fintech startups need lending software that is fast for customers and strict about rules. We build loan origination and collection systems with digital onboarding, clear credit decisions and a complete record of every step. Credit teams see every application's status in one place, and managers see collections by agent, branch and overdue bucket.
What's included
- Digital onboarding with e-KYC, CKYC and video KYC (V-CIP)
- Credit bureau checks, bank statement analysis and Account Aggregator data
- Configurable credit rules, approval levels and loan products
- E-sign and e-mandate for agreements and repayments
- Loan management: schedules, repayments, charges and closures
- A collection app for field agents with receipts, visit logs and location
How we work
We design around the RBI's digital lending rules, CKYC and V-CIP requirements, and PCI DSS where card data is involved, with a full audit trail from the start. We are not a law firm, so your compliance team signs off on regulated workflows before launch.